We recommend that you a have supplemental insurance policy to complement your Direct Primary Care membership at Equality Healthcare. A membership at Equality Healthcare does not replace insurance, and ideally we encourage our patients to carry a high deductible or major medical plan or a plan with a health savings account, thereby ensuring financial help should hospitalization […]
Not for our services, but Equality Healthcare will be able to order your labs, x-rays and medications at the facilities preferred by your insurance if you would like.
Yes. However, your monthly membership fee cannot be submitted to Medicare for reimbursement. You must sign a waiver every two years that declares that neither you nor your doctor will directly bill Medicare for your membership fee. Medicare and medicare supplemental insurance will still cover medical costs that you incur outside of Equality Healthcare. For […]
Many times patients purchase expensive plans that require little or no co-pay and that cover all lab costs and prescription costs. However, with Equality Healthcare your monthly fee covers all office visits, basic labs and there are no copays. Our patients may find it worthwhile to change from a premium health insurance plan to a basic […]
Unfortunately, the monthly fee for DPC memberships is still not HSA eligible. However, progress is being made on the federal level with legislation being passed in July 2018 in the House of Representatives. The House passed HR 6199 Restoring Access to Medication and Modernizing Health Savings Accounts Act of 2018, which included language from the Primary Care Enhancement Act by a vote of 277-142. The language contains a […]
Yes. When paired with a ‘wrap-around’ catastrophic medical policy, DPC services do meet the minimum requirement for coverage as set forth in the ACA. Specifically, Section 1301 (and amendment Section 10104) allows for Direct Primary Care to compete with traditional health insurance options in the health insurance exchange when combined with a low-cost, high-deductible plan.